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Comment on Know What To Look For When Comparing Home Loans by krantcents

The difference between interest rate and the Annual Percentage Rate (APR) are the fees for the mortgage. When I refinanced from a 30 year to a 5 year mortgage years ago, I negotiated a good rate, but I...

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Comment on Know What To Look For When Comparing Home Loans by Hunter

Great point Kc. I think a lot of people step through the prudent steps of shopping around to compare, but then forget to ask for a better deal.

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Comment on Know What To Look For When Comparing Home Loans by Smart Bonds

Apply online, since you will get the best rates due to the fact that an online application means you’re applying at all major banks, in most cases.

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Comment on Know What To Look For When Comparing Home Loans by Home Loans SA

Research shows that you usually save more on a variable interest rate.

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Comment on Luxury Holidays On A Budget by krantcents

I use frequent flier miles to fly first or business class overseas. I just got a Hilton card to cover hotel stays too. One of my trips had a retail of $26K for 2 first class tickets to Istanbul for the...

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Comment on Accelerated Mortgage Payment Family Considerations by Zimmy

I have often though about accelerating our mortgage payments but haven’t really had the financial ability to do so. My wife just started a new job recently and with some luck we might be able to make...

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Comment on Accelerated Mortgage Payment Family Considerations by Hunter

Paying down mortgage debt seems like a positive way to use your increased cash-flow. Do you have some reserves?

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Comment on Only Targeted Diversification Will Achieve Your Investment Goals...

Though I never thought about it I was and currently doing exactly what you outline here. For more short term goals my investments are a lot different and I look at them a lot closer. For things that...

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Comment on What’s In Your Homeowners Insurance Policy? by krantcents

I changed my property insurance last year. My new company had loss assessment and earthquake insurance. Real important in earthquake country. Perils can mean different things in different parts of the...

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Comment on Links by free coupons for diapers and wipes by mail

Hi there, after reading this remarkable post i am also happy to share my experience here with mates.

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